Wires and global transfers

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Chase Online Transfers

Overview
Wire transfers
Explore currencies
Frequently asked questions

International wire transfers

Take advantage of real-time requests for foreign exchange (FX) rates with our rate calculator and know how much foreign currency (FX) you’re sending before setting up a payment
Online wires sent to a bank outside the U.S. in foreign currency (FX) have no Chase wire fee for amounts equal to $5,000 USD or more or only a $5 Chase wire fee when less than $5,000 USD

Send international wires

Domestic wire transfers

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Wire payments in U.S. dollars (USD) to individuals or businesses inside the U.S.
Send repeating wire transfers to the same recipient
Set up future-dated wires

Send domestic wires

Enjoy all the benefits of sending money with Chase

Wire funds on-the-go using our Chase Mobile^® app or chase.com
International transfers in local currency to 90+ countries
(140+ countries for business)
Send from your Chase checking account
Access up to 13 months of outgoing wire transfer history
Save details of frequent payees for future transfers
Send transfer requests anytime
Transfer requests initiated as late as 4 PM ET for Personal accounts and 5 PM ET for Business accounts begin processing the same business day

Explore the country and currency options that are available at chase.com

Will you be sending from a Business or Personal account?

Choose the country you are interested in

Currencies supported

U.S. Dollars (USD) are also supported.

Don’t have an account with Chase?

Frequently Asked Questions

To set up the recipients you want to pay, you'll need to provide some information for each recipient, including:

Recipient name
Recipient account number
Recipient bank routing/SWIFT number
USD/foreign currency to be used for the transfer
Recipient mailing address with city, region, country and postal ZIP code

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Once you’ve set up your recipient information, simply choose a name from your list of recipients to send money.

A SWIFT code or bank identification code (BIC) identifies the bank that'll receive your wire transfer. You’ll need a SWIFT/BIC to send an international wire transfer. If you’re receiving an international wire, tell your sender that our SWIFT code is CHASUS33.

If you don’t know the SWIFT/BIC, contact your recipient’s bank or when creating a recipient you can use our SWIFT code search functionality.

An IBAN, or International Bank Account Number, identifies specific bank accounts at international banks. Depending on the country, we may ask you to provide an IBAN when you send an international wire transfer. If someone outside the U.S. wires you money and asks for our IBAN, you should provide our SWIFT code, CHASUS33, and your account number. We don’t use an IBAN to receive incoming international payments.

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A service for sending international payments from your Chase checking account using chase.com as well as the Chase Mobile^® app. It features a foreign exchange rate calculator so you’ll know the foreign exchange rate and fees before you choose/create a recipient.

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We’ll start processing your wire the same business day if we receive it before the cut-off time. If we receive your request after that time, we’ll process it the following business day.

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Before we send a wire, it goes through an internal review process, and in some cases we may need to contact you to verify your request. After we’ve sent the wire, the receiving bank may have its own review process, which could delay delivery.

For international transfers sent from a personal account, you'll receive a disclosure that'll include the date the funds will be available to the recipient. All other international wires are typically available to the recipient within 3-5 business days after being sent. Before sending funds internationally, you should verify the currency of the beneficiary account. Domestic wires are typically available to the recipient within one business day after being sent.

Yes, for business accounts, you can schedule domestic and international wire transfers for a future date and/or a recurring basis (i.e., weekly, every two weeks, monthly, quarterly, yearly, etc.) up to 365 days in advance.

Chase Online Transfers

For personal accounts, you can schedule domestic wire transfers for a future date and/or a recurring basis up to 365 days in advance. For personal accounts we don't allow you to schedule a future-dated or repeating international wire.

Does Chase Real Time Transfer Cost Money